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Практичне заняття № 2
Тема заняття:Відкриття рахунку в закордонному банку громадянином України
- Translate the given words. Read and translate the dialog.
Vocabulary:
Savings account to maintain interest
Spare money average daily balance profitable
Checking account cash withdrawal application
Initial deposit to avoid
Opening an Account
- Good morning.
- Good morning, sir. Can I help you?
- Yes, I think so. I would like to open an account.
- What kind of are you interested in?
- You see, I have some spare money to put into the bank.
- Then you should open either a savings or a checking account.
- I'm afraid I know nothing about either of them. Could you tell me the difference between these two accounts?
- A small initial deposit is necessary to open a savings account at our bank. If it is more than five hundred dollars and you maintain this amount, then you won't be charged for banking services. Otherwise you will be charged five dollars a month.
- So, 1 must keep a minimum balance of $500, is that correct?
- Yes, that's right. Our computers check your average daily balance.
- And will I get a banking card after opening an account?
- Yes, certainly. And then you can get your money through machine services. You can make deposits, cash withdrawals and balance inquiries with your card. The machine is at work 24 hours a day.
- Oh. it's very convenient. And may 1 ask what a checking account means?
- Certainly, sir. After opening a checking account you are supposed to maintain an average daily balance of $1,000.
- And what if I fall below this limit?
- Then you would have to pay a service charge of six dollars a month, and besides you will be charged 25 cents for each check and the same amount for each cash withdrawal.
- Hmm, I see. And can I avoid it somehow?
- Yes, of course. It may be done by keeping your $1,000 in your checking account.
- And how much interest do you pay?
- Interest of 6,5% is paid when your average daily balance is over $2,500. We credit the interest you've earned automatically to your
account.
- Well, it's clear enough, but I intended to put only $1.000 into the account.
- Then it would be more profitable for you to open a savings account.
- Okay. I've made up my mind. I will open a savings account with a deposit of one thousand dollars.
- Fine. Will you fill out this application? (The client fills out the application)
- Is everything correct?
- Yes. every thing is all right. And now you need to write a deposit ticket for $1,000.
- Just a moment.
- Thank you, sir. Here is your pass-book. The bank will pay you 5,5% interest.
- Thank you. You were most helpful.
Робота над текстом за професійним спрямуванням.
Painting Art
Painting is the practice of applying paint, pigment, color or other medium to a surface (support base). In art the term describes both the act and the result, which is called a painting. Paintings may have for their support such surfaces as walls, paper, canvas, wood, glass, lacquer, clay or concrete. Paintings may be decorated with gold leaf, and some modern paintings incorporate other materials including sand, clay, and scraps of paper.
Painting is a mode of expression and the forms are numerous. Drawing, composition or abstraction and other aesthetics may serve to manifest the expressive and conceptual intention of the practitioner. Paintings can be naturalistic and representational (as in a still life or landscape painting), photographic, abstract, be loaded with narrative content, symbolism, emotion or be political in nature.
A portion of the history of painting in both Eastern and Western art is dominated by spiritual motifs and ideas; examples of this kind of painting range from artwork depicting mythological figures on pottery to Biblical scenes rendered on the interior walls and ceiling of The Sistine Chapel, to scenes from the life of Buddha or other scenes of eastern religious origin.
The oldest known paintings are at the Grotte Chauvet in France, claimed by some historians to be about 32,000 years old. They are engraved and painted using red ochre and black pigment and show horses, rhinoceros, lions, buffalo, mammoth or humans often hunting. However the earliest evidence of painting has been discovered in two rock-shelters in Arnhem Land, in northern Australia.